Nceda ungamameli ukuba abantu abazizityebi bathini, Funda Kwinto Abayenzayo.
Ihlabathi lahlulwe laba 2. Kukho izityebi namahlwempu. Abazizityebi ngabo banemisebenzi yemali kubo. Amahlwempu ngabo basebenzela imali.
Umfanekiso wamahlwempu emehlweni amaninzi ngumceli wesitrato ongakwazi ukuhlawula nantoni na. Kodwa leyo yimeko egqithiseleyo yobuhlwempu. Ukuba uthengisa ixesha lakho ngemali kwisicatshulwa ukuhlawula izinto ezilungileyo zobomi, awukho phakathi kwezityebi.
Abakumgangatho ophakathi luhlelo oluphuhliswe ukukhulula abantu abahluphekayo abasebenza nzima. Kuyenzeka ukuba ujoyine izityebi ukusuka ekubeni kudidi oluphakathi. Kodwa ayiqhelekanga.
Gcinga ezingqondweni, intsingiselo yokwenene yesityebi ngumntu ongasebenziyo ngemali kodwa imali iyamsebenzela. Kwaye kunjalo, benza imali eninzi.
Unokusebenzela ukufumana inzaliseko. Kwaye wonke umntu ufuna oko. Nangona kunjalo, ukuba eyona nto ikukukhuthazayo ngomsebenzi ngumvuzo, usekho kumdlalo wamahlwempu. Undoqo kukucinga ngendlela eyahlukileyo ngomsebenzi, ubomi, kunye nemali.
Uluntu lwethu luzukisa abantu abazizityebi. Ngokuqhelekileyo baye baphuhliswe babe ziinkokeli zeengcamango zohlobo oluthile. Ewe, Yinyaniso ukuba banokuba nobulumko obuthile, kodwa basoloko bekhohlisa uluntu. Banikela iingcebiso abangazilandeli okanye abangayi kuzilandela.
Ukuba ufuna ukuba sisityebi, musa ukwenza okuthethwa ngabantu abazizityebi. Endaweni yoko, bafunde kwinto abayenzayo. Funda amabali obomi babo. Zama ukufumana amaxesha okwenza umtsi omkhulu kwaye ubone into abayenzileyo kunye nendlela abayenze ngayo. Oku kuya kukuxelela ngezenzo zokwenyani.
Kukho iingcebiso ezintle abantu abazizityebi abacinga ukuba abathathi okanye abazange bathathe. Apha zi 7 yabo:
1. Londoloza okanye Gcina imali yinto ethethwa ngabantu abazizityebi kodwa abasoze bayenze
Izityebi aziyigcini imali. Into abaza kukwazisa ngayo kukuba banemali eninzi, ngoko akuyomfuneko ukuba bagcine. Kodwa eso ayisosizathu sokwenene. Eyona nto ibalulekileyo kukuba ukonga imali ayisosigqibo sobulumko sezemali.
EJamani (njengomzekelo), uhlawula ibhanki ukugcina imali yakho kuyo. Abakuhlawuli nayiphi na inzala. Umdla uphantsi kakhulu kwezinye iindawo, kwaye ixabiso lemali yakho liyehla ngokukhawuleza. Ngoko xa ubuyisela imali yakho, inokwenza ngendlela engaphantsi kunento enokuyenza ngaphambi kokuba uyigcine.
Izityebi azongi mali. Izityebi zityala imali. Bathenga ii-asethi kunye notyalo-mali lwemali. Ekuphela kwenzuzo yokonga kukuzeyisa ekufundisayo. Yiba krelekrele.
2. Ukunciphisa inkcitho yile nto ithethwa ngabantu abazizityebi, Kodwa Abazange Benze
Oku kuvakala kububulumko; nangona kunjalo, kubi kanye njengeengcebiso zokugcina imali. Xa izinto zinzima, iingcebiso zemveli kukunciphisa inkcitho. Mnye kuphela umcimbi. Ukuba unciphisa iindleko, wonke umntu uya kucinga ukuba ngoku uyaqhekeka, nto leyo ekhokelela komnye umba.
Oosomashishini baye boyika ukwenza inkampani nawe. Akukho mntu unqwenela ukukhwela inqwelo enye nomntu ohlayo. Ukuthethathethana ngezithembiso kuba lucelomngeni olungeyomfuneko. Abayi kukwazisa ngokuthe ngqo ukuba kutheni bemathidala.
Nangona kunjalo, ukuba uphosa umbhiyozo omnandi okanye ubonisa ubutyebi ngohlobo oluthile, bathontelana kuwe benamatheko. Le yindlela yezityebi. Abantu abahluphekayo banciphisa iindleko.
Bendisoloko ndicinga isizathu sokuba abantu abazizityebi benze amatheko aneendleko eziphambeneyo. Asiyonto kodwa ukubonisa isandla sabo esomeleleyo kwiingxoxo zoshishino.
3. Phuma ematyaleni yinto ethethwa ziZityebi, Kodwa uninzi lwazo zineeMali-mboleko zoTyalo-mali
Izityebi azikholelwa ngendlela amahlwempu acinga ngayo. Abantu abahluphekayo bazama ukuphuma kwiimbophelelo zemali ngelixa izityebi zizama ukungena ematyaleni amaninzi. Kumahlwempu, ityala yingxaki. Kwizityebi, uxanduva lwemali sisixhobo semali.
Abantu abazizityebi basebenzisa imali ukuze bafumane imali. Kwaye ukholelwa ukuba bayifumana phi imali yokuqala abaqala ngayo? Ukusuka kumsebenzi? Kude noko! Bayifumana kwimali-mboleko. Bangena kuxanduva lwemali.
Umahluko kukuba abantu abangalunganga basebenzisa izibophelelo zemali ukuthenga amatyala. Kwaye i-liability yinto engavelisi ngeniso kwaye iyancipha ngokuhamba kwexesha.
4. Ukuya eSikolweni yinto ethethwa ngabantu abazizityebi kodwa uninzi lwabo basishiya isikolo
Uninzi lwabantu abazizityebi ehlabathini ngabantu abangaphumelelanga esikolweni. Ngokwemvelo, bonke babenohlobo oluthile lwemfundo, kodwa babelazi ixesha lokuyeka isikolo—abo baqhubeka besiya esikolweni ukuphuma kwesikolo abakhe bangene kumaqela azizityebi.
Kukho ezinye izikolo abantu abafunda kuzo kumbutho. Kodwa abaninzi abantu baqhubeka befumanisa kwaye bahlala besoyika ukuguqula ukuqonda kube yinto ekhonkrithiyo ebomini bokwenyani. Kwaye okona kubalulekileyo, asikho isikolo esifana nobomi bokwenyani.
Ebomini, amava yinkosi. Into oyiqondayo ngeencwadi yahlukile kwinto oyiqondayo ngamava akho. Amacebiso okwenene kukungena ebomini kwaye wenze iimpazamo. Ukuba uyakwazi ukufunda, bhala, thetha, kwaye ube nokuqonda okusisiseko kwesakhono ofuna ukusebenza ngaso, Ndiyakholelwa ukuba ube nesikolo esoneleyo.
5. Fumana Umsebenzi Yinto ethethwa ngabantu abazizityebi, kodwa Abazange Benze
Izityebi azityebi ngokusebenza. Oku bakwenza ngokuba neshishini okanye utyalo-mali lwemali. Akukho nto iphosakeleyo ngokusebenza ukuba loo msebenzi uyiloo nto uyifunayo. Kodwa xa umntu ekukhuthaza ukuba uqhubekele phambili, bakuxelela ukuba ufumane umsebenzi kuba bekholelwa ukuba awukwazi ukuzimela.
Izityebi zisebenzela ukufumana nokwaneliseka. Basebenzela ukufumana amathuba. Izityebi azisebenzi kuba zifuna imali. Ukuba imali yinto oyifunayo, umsebenzi awuyi kukunika loo nto.
6. Idiversify yinto ethethwa ngabantu abazizityebi kodwa abakhe bayenze
Ngaphandle kokuba umntu osisityebi yingcali yotyalo-mali lwemali, Andikwazi kuqwalasela nawuphi na umntu osisityebi owahlukileyo. Bonke babeka amaqanda abo kwingobozi enye kwaye bayigada ngetanki enezixhobo. UWarren Buffet yatsho lonto, kunjalo nje. Abo benza izinto ezahlukeneyo ngokucacileyo abaqondi ukuba mabenze ntoni ngemali.
Abantu abazizityebi babeka imali yabo kwinto abayiqondayo kwaye banexabiso elifikelelekayo lokulawula.
Abantu abahluphekayo ngabo batsalwa yinto enkulu elandelayo kunye nombono wokwahluka. Abantu abarhweba ngepropathi abenzi izitokhwe. Abo benza izitokhwe abenzi izinto zokwenyani (ngaphandle kokuthenga indlu yabo).
Le yindlela abantu abaninzi ngokwenene. Kodwa xa unikezela ngeengcebiso kumntu ongenamdla woluntu, bakwazisa ukuba wahlukane ngenxa yokuba awunamava anzulu kuyo nayiphi na indawo. Ngoko, yeyona ngcebiso ikhuselekileyo.
7. Thatha iHolide Le nto ithethwa ngabantu abazizityebi kodwa abakhe bayenze
Izityebi azihambi kuhambo olutofotofo. Kuhlala kukho ishishini eliqhagamshelwe kuhambo ngendlela enye okanye enye. Benza ikhefu kwiihambo zeshishini. Xa bethatha uhambo lokuphumla, amehlo abo ahlala evulwe ngamathuba oshishino kuloo ndawo.
Abantu abahluphekayo bathabatha uhambo lokusaba emsebenzini. Kwaye banqanda ukucinga ngayo nantoni na enxulumene nomsebenzi ngandlela zonke. Nangona kunjalo, abantu abazizityebi abanako ukuzinqanda ekungeneni kwindlela yoshishino naphi na apho baya khona.
Konke kumalunga nokukhathalela oko ukubonelela ngomsebenzi.
Zininzi ezinye izinto abazithethayo abantu abazizityebi kodwa bangazenzi. Nangona kunjalo, Ndikhethe ezi ngenxa yokuthandwa kwazo.
Ndiyathemba ukuba uyifumene into entsha.
